Privacy Policy

Privacy Policy

  1. BPR Syariah Kedung Arto
    Effective Date: 30 October 2025
  2. Introduction

This Privacy Policy explains how PT. BPR Syariah Kedung Arto (“the Company”, “we”, “us”, or “our”) collects, uses, and protects the personal information of users (“you”, “your”) when accessing and using our website and digital services.

By using this website, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree, please discontinue the use of this website immediately.

  1. Information We Collect

We may collect the following types of personal data:

  • Personal Identification Information: Name, email address, phone number, national ID, and other data you voluntarily provide via contact forms or applications.
  • Financial and Transactional Data: Account details, transaction history, or data required for banking and compliance purposes.
  • Technical Information: IP address, browser type, device information, and cookies to improve website performance.
  1. How We Use Your Information

Your personal data may be used for the following purposes:

  • To process requests, applications, or inquiries submitted through the website.
  • To provide banking products and services in accordance with applicable regulations.
  • To communicate updates, promotions, or service-related notices (with your consent).
  • To improve our website functionality, security, and customer experience.
  • To comply with laws, regulations, and legal obligations under Bank Indonesia and OJK (Otoritas Jasa Keuangan).
  1. Data Protection and Security

We apply reasonable technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.

Although we strive to protect your data, please note that no method of transmission over the Internet or electronic storage is 100% secure.

  1. Data Sharing and Disclosure

We do not sell or rent your personal information to third parties.
However, we may share your data with:

  • Authorized government institutions or regulators (e.g., OJK, BI) as required by law.
  • Service providers or business partners assisting in our operations (under confidentiality obligations).
  1. Cookies Policy

Our website may use cookies to enhance your browsing experience.
You can set your browser to refuse cookies, but certain features of the website may not function properly without them.

  1. Your Rights

You have the right to:

  • Access, update, or correct your personal data.
  • Request deletion of personal data, subject to regulatory retention requirements.
  • Withdraw consent for data processing (where applicable).

To exercise these rights, please contact us via the contact information below.

  1. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content or privacy practices of such sites. We encourage you to review their privacy policies before providing any personal data.

  1. Updates to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page, and the “Effective Date” above will be updated accordingly. Continued use of this website after changes indicates acceptance of the updated policy.

  1. Contact Information

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

  1. BPR Syariah Kedung Arto
    Jl. MT. Haryono No.811, Candi, Kec. Candisari, Kota Semarang, Jawa Tengah 50257
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