Terms and Conditions of Usage
- BPR Syariah Kedung Arto
Effective Date: 30 October 2025 - Acceptance of Terms
By accessing and using bprkedungarto.co.id, you agree to comply with and be bound by the following terms and conditions. If you do not agree to these terms, please do not use this website.
The following terminology applies to these Terms and Conditions, Privacy Statement, and all related documents: “Client”, “You”, and “Your” refer to you, the person accessing this website and complying with the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Us”, and “Our” refer to PT. BPR Syariah Kedung Arto. “Party”, “Parties”, or “Us” refer to both the Client and ourselves.
All terms refer to the offer, acceptance, and consideration necessary to undertake the process of our assistance to the Client in the most appropriate manner, for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to the applicable laws in the Republic of Indonesia. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they, are taken as interchangeable and therefore as referring to the same.
- Changes to Terms and Conditions
We reserve the right to update or modify these terms and conditions at any time without prior notice. Any changes will become effective immediately upon posting on this website. Your continued use of this website following any modifications constitutes your acceptance of the updated terms and conditions.
- Use of the Website
You agree to use this website only for lawful purposes and in accordance with applicable regulations. You may not use this website to:
- Violate any intellectual property rights or proprietary rights of third parties.
- Transmit, distribute, or upload unlawful, fraudulent, defamatory, or harmful content.
- Attempt to gain unauthorized access to any computer systems, networks, or data.
Any misuse of the website may result in restricted access or further legal action as deemed appropriate.
- Intellectual Property Rights
All content contained on this website—including but not limited to text, graphics, images, logos, icons, and software—is the property of bprkedungarto.co.id or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not copy, modify, distribute, display, or reproduce any part of this website without prior written permission from PT. BPR Syariah Kedung Arto.
If any section of this website provides an opportunity for users to post or exchange opinions (e.g., through comment features), we reserve the right to monitor and remove any content that may be considered inappropriate, offensive, or in violation of these Terms and Conditions.
- Links to Third-Party Websites
This website may contain links to third-party websites for your convenience. We are not responsible for the content, accuracy, or privacy practices of such external sites. These links do not imply endorsement or affiliation with the linked entities.
Approved organizations may hyperlink to our website as follows:
- By using our company name; or
- By using the URL being linked to; or
- By using a description of our website that makes sense within the context and format of content on the linking party’s site.
Use of the PT. BPR Syariah Kedung Arto logo or any related artwork is prohibited for linking purposes without an official trademark license agreement.
- Limitation of Liability
This website is provided on an “as is” and “as available” basis. PT. BPR Syariah Kedung Arto makes no representations or warranties of any kind, express or implied, regarding the operation, accuracy, or reliability of the website.
We are not liable for any direct, indirect, incidental, or consequential damages arising from your use or inability to use this website, including but not limited to data loss, system failure, or errors beyond our reasonable control.
- Data Collection and Use
We collect and use personal data in accordance with our Privacy Policy. By using this website, you consent to the collection, processing, and use of your information as described in our Privacy Policy.
Please review our Privacy Policy to understand how we manage and protect your data.
- Compliance with Sharia Principles
As a Sharia-based financial institution, PT. BPR Syariah Kedung Arto is committed to conducting its business and digital activities in accordance with Islamic principles and applicable Sharia banking regulations. All services and transactions are designed to comply with such ethical and legal standards.
- Applicable Law
These Terms and Conditions are governed by and interpreted in accordance with the laws of the Republic of Indonesia. Any disputes arising from or related to the use of this website will be subject to the jurisdiction of competent courts in Indonesia.
- Contact Information
If you have any questions, comments, or concerns regarding these Terms and Conditions, please contact us at:
- BPR Syariah Kedung Arto
Jl. MT. Haryono No.811, Candi, Kec. Candisari, Kota Semarang, Jawa Tengah 50257
